Frequently Asked ELT Questions

The following questions and answers relate to vehicle financing and lienholder industry lingo, jargon, terminology and definitions of words and phrases. After reading through our Virginia Electronic Lien and Title FAQs, should you still have questions, please call 1 (888) 675-7477 or write to us.

  • What is an electronic title (e-title) in Virginia?

    An electronic title in Virginia refers to the document/instrument that proves ownership of a motor vehicle in the exact same way that a paper title proves ownership. As of October 2015 the Virginia DMV transitioned to a Virginia ELT program that requires lienholders to store and manage the liens placed on titles to vehicles and vessels electronically.


  • What is an electronic lien (e-lien) in Virginia?

    An electronic lien in Virginia refers to a lien on a vehicle or vessel that is stored in digital format on our secure servers. Prior to using the Virginia Electronic Lien and Title program that became mandatory in October 2015, lienholder information was printed on the paper title.


  • What is an Electronic Lien Title (ELT)?

    An Electronic Lien Title, also referred to as ELT, refers to a title (to a motor vehicle, mobile home or vessel) that is stored electronically on our servers that also has a lien attached to it.


  • What is Electronic Lien Program (ELP)?

    ELP is the same as ELT. The P in Virginia ELP stands for Program - Electronic Lien Program. The T in Virginia ELT stands for Title - Electronic Lien (and) Title. The State of Virginia named their electronic lien and title system electronic lien program and removed the word title to avoid confusion. ELP is accessible through us and Virginia ELT provides full compliance with Virginia ELP.


  • What is an ELT Lienholder?

    An ELT lienholder is a business or financial institution that manages its Virginia liens electronically with the Virginia Electronic Lien and Title program.


  • What is the difference between an electronic title (e-title) and an Electronic Lien Title?

    A Virginia electronic title is a title that is stored electronically. An Electronic Lien Title is a title that is stored electronically that also has a lien attached to it.


  • Is Virginia ELT the same as Virginia Electronic Lien and Title?

    Virginia ELT is our company name. Virginia Electronic Lien Program is the name that the Virginia Department of Motor Vehicles uses to refer to the regulation requiring businesses that finance vehicles in Virginia to store their liens and titles in electronic format. Virginia ELT serves the purpose of providing businesses with Virginia Electronic Lien and Title service.


  • Is ELT the same as Virginia ELT?

    ELT is an acronym for Electronic Lien and Title. Virginia ELT is the name of our business that provides businesses that finance vehicles in Virginia with the ability to store vehicle liens and vehicle titles electronically.


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